Thursday, February 21, 2013

US senator hopeful Vietnam adoptions to restart

FILE - In this April 23, 2008 file photo, five-month-old baby girls are held by workers at an orphanage in Bac Ninh province, near Hanoi, Vietnam. Vietnam and the United States are close to an agreement allowing Americans to adopt Vietnamese children again, five years after a ban was imposed amid allegations of baby-selling and babies offered without parents' consent, a visiting U.S. Sen. Mary Landrieu, D-La, said Wednesday, Feb. 21, 2013. Vietnam was a popular destination for prospective adoptive parents before Washington imposed the ban in 2008 following a U.S. investigation. (AP Photo/Chitose Suzuki, File)

FILE - In this April 23, 2008 file photo, five-month-old baby girls are held by workers at an orphanage in Bac Ninh province, near Hanoi, Vietnam. Vietnam and the United States are close to an agreement allowing Americans to adopt Vietnamese children again, five years after a ban was imposed amid allegations of baby-selling and babies offered without parents' consent, a visiting U.S. Sen. Mary Landrieu, D-La, said Wednesday, Feb. 21, 2013. Vietnam was a popular destination for prospective adoptive parents before Washington imposed the ban in 2008 following a U.S. investigation. (AP Photo/Chitose Suzuki, File)

(AP) ? Vietnam and the United States are close to an agreement allowing Americans to adopt Vietnamese children again, five years after a ban was imposed amid allegations of baby-selling and babies offered without parents' consent, a visiting U.S. senator said.

Vietnam was a popular destination for prospective adoptive parents before Washington imposed the ban in 2008 following a U.S. investigation.

Senators and adoption lobby groups have been urging Vietnam to pass stronger laws and better monitor the process so that adoptions can resume. A leading advocate, Sen. Mary Landrieu, said Vietnam now has safeguards in place to resume adoptions, including a central authority overseeing the process.

"The government of Vietnam seems to be willing to restart, and there are just some final details to be worked out with the government of the United States," the Democrat from Louisiana told reporters late Wednesday in Hanoi, Vietnam's capital. "We hope that it will be in the near future."

Demand for inter-country adoptions has risen in recent years, especially by prospective parents in the United States. For singles wanting a child, or couples unable or unwilling to conceive, the idea of adopting a foreign baby from an orphanage in a poor country is attractive. But programs in several developing countries like Haiti and Guatemala have been beset by scandals and allegations of baby-selling.

A U.N.-commissioned report into adoptions in Vietnam in 2009 said the demand from prospective parents, most of them in the United States, had essentially created a supply of young babies. Cash payments by adoption agencies to orphanages led them to seek out children for adoption abroad, often without proper checks into their background or their family circumstances.

"The availability of children who are adoptable abroad corresponds more to the existence of foreign prospective adopters than to the actual needs of abandoned and orphaned children," the report said.

Landrieu, the mother of two adopted children and the wife of a man adopted from overseas, said "there was no perfect system," but that the urgent need of children living in institutions needed to be considered.

"There is always going to be a possibility of something going wrong, but just because one or two or three or a handful of cases is not handled right, it doesn't mean that you shouldn't have an opportunity for kids to have families," said Landrieu, who was among a group of four U.S. senators visiting Vietnam.

Vietnamese government spokesman Luong Thanh Nghi said that "Vietnamese law has had clear regulations on the process and procedures on Vietnamese children adopted by foreign families."

Asked whether an agreement with the United States was close, he said that "the two sides were continuing to consider."

In September last year, officials from Ireland and Vietnam signed an agreement to restart adoptions, which were halted in 2009.

Partly as a result of fears over baby-selling scandals, the number of international adoptions has fallen to its lowest point in 15 years. Globally, the number of orphans being adopted by foreign parents dropped from a high of 45,000 in 2004 to an estimated 25,000 last year, according to annual statistics compiled by Peter Selman, an expert on international adoptions at Britain's Newcastle University.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-02-21-Vietnam-Adoptions/id-3aee4f252cb8451e9bdf9f7291b2894d

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Unsecured Loan For Debt Consolidations

An unsecured loan for debt consolidation is a type of loan in which no collateral is pledged as security for repayment of that loan; and is becoming more common for those that have a good credit history and a stable income. Te receive an unsecured loan for debt consolidations, an applicant must provide the lender with a detailed credit and payment history, as well as proof of long term stable employment. The applicant must not be delinquent with any creditors, and must have a debt to income ratio that falls within the limits of the note requirements. These are strict requirements for those that have gotten themselves deep into credit card trouble. Some debts, apparently, are more easily forgiven, as in this scriptural reference: "Then the lord of that servant was moved with compassion and loosed him, and forgave him the debt." (Matthew 18:27) For those that have too much credit on their cards and are looking for a way to spread the payments out for some breathing room, the unsecured loan for debt consolidation may be a good option. Professionals who are renting an apartment and leasing a car typically use unsecured loan for debt consolidations. These types of people have a good salary, but own nothing that can be used as collateral, such as a home or automobile. Some states require collateral for such notes and are therefore ineligible to offer this kind of note. It is recommended that if an applicant can qualify for a reduction of this type, then they should take advantage of it.

An unsecured loan for debt consolidations frequently carries with it a higher rate of interest. The traditional way to consolidate one's obligations would be through a home equity note, which has a low interest rate, but if home ownership does not exist, the unsecured note for debt consolidation may be the only other option. People that find themselves overwhelmed by the enormity of multiple debts, and are interested in having a more manageable monthly payment schedule should seriously consider obtaining a payment reduction note. With only one monthly payment to make, this type of note can save time, hassle and even money if the interest rate is lower than that of the average of the multiple credit cards.

The process of requesting an unsecured loan for debt consolidation requires that an applicant provide a complete and detailed credit and income history. The unsecured loan for note consolidations counselor will then evaluate the individual's financial standing and determine whether or not they qualify for the note. This process can be grueling and can take up to 60 days to process. The sacrifice is worth it, if the individual does not have to secure the note with any collateral. It is important to note, however, that the interest on the reduction note must be lower than the average interest rate on the multiple cards for the note to be effective. If it is not, then there are other credit card obligation reduction services that can be provided either through the lending institution or referred by them.

Source: http://www.christianet.com/debtconsolidation/unsecuredloanconsolidations.htm

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Samsung receives patent for music player that lets you add your own riffs

Samsung receives patent for music player that lets you add your own riffs

Though patents often never amount to anything, we sincerely hope this wacky one from Samsung does. It's an approved idea for a portable music player that also contains keys and motion detectors to let it function as a "musical instrument," too. While listening to that epic jam, you could play along by pressing keys on the side of the device as if you were fingering a guitar's fretboard. You'd be able to change position on the "guitar neck" by moving the player back and forth, and a motion detector on the side would sense the fingers on your other hand as you strum chords or pluck out a solo. Your GarageBand-style noodling, along with the original music would all blare through a speaker and amp combo on the device, to the amusement / horror of your friends. That's assuming Samsung ever builds one, of course -- but if not, our John Q. Engadget will be the first name on a petition to get it to market.

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Tuesday, February 19, 2013

Japan PM to nominate BOJ chief soon, Muto seen lead candidate

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San Diego Union-Tribune and Waco Tribune-Herald Launch Next-Generation Job Sites Powered by RealMatch


?Tags:???Internet & business IT?????????????This was published: 19 Feb 2013 - 12:29 am?????????Print article: Printer-friendly page
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NEW YORK, Feb. 18, 2013 -- RealMatch, the leader in performance-based online recruitment advertising, announced today the launch of two of its newest affiliate partners including U-T San Diego and Waco Tribune-Herald. Both newspapers have switched to RealMatch's next-generation online recruitment solution in order to grow their recruitment advertising business and provide a better and more efficient experience for employment advertisers and job seekers alike.

"Partnering with RealMatch has provided us with a recruitment advertising solution that enables us to deliver increased performance and better value to advertisers in our local market. RealMatch made the transition from Monster.com to be seamless for us and our clients, and we are excited about entering into a new era for digital employment services in San Diego," said Brett Sondrup, Director of Digital Sales, U-T San Diego.

In addition to having access to RealMatch's superior white-label job site platform based on Real-Time Job Matching? technology, the newspapers also become members of TheJobNetwork, RealMatch's national recruitment advertising network as part of the partnership. TheJobNetwork is comprised of over one thousand local and niche job sites, job aggregators, job search engines, and social networks reaching over 37 million job seekers monthly. Unlike basic cross-posting arrangements which have no guarantee of results, TheJobNetwork leverages RealMatch's sophisticated ad optimization, ad targeting, and Real-Time Job Matching? technologies to increase ad performance and generate significantly higher qualified applicant response rates compared to traditional destination job sites. This increase in performance and superior results allows publishers to attract more loyal advertisers and generate more revenue.

"U-T San Diego and the Waco Tribune-Herald represent a rapidly growing number of publishers searching for a better alternative to their existing online recruitment advertising solution. With RealMatch, they now have the opportunity to outperform even the most recognized job boards in order to grow their revenues and build more strategic relationships with advertisers and job seekers in their communities," said Gal Almog, founder and CEO of RealMatch.

Article source - NASDAQ GlobeNewswire, all right reserved.
Trademarks, logos, pictures and other items may be copyright of firms / organisations mentioned in this article.


Further information:

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